You do not have to be rich to be an investor. There is no need for huge dollars for investment if you have the right strategy and good market research. The digital era has made investments more accessible to everyone. People can now invest in various stocks and securities with the click of a button, be it cryptocurrencies or ETFs. Here are some ways that will help you start investing with very little money.

• Purchase fractional shares

Fractional shares have become very popular recently. Through this method, investors get to buy a portion of an expensive share. Several apps and brokerages have made buying fractional shares simpler. Fractional shares of various stocks and ETFs are available. Investing in fractional shares is a cost-effective method and you can start your initial investment with as low as an investment you wish.

• Spare Change investments

Many apps are available that allow you to automatically invest small amounts using spare changes. Apps like Stash and Acorns are ideal for this. They round up your purchases through credit or debit cards with the nearest dollar and this amount will be automatically invested on behalf of you. The investment will be based on the preference of your portfolio. You can customize your portfolio and rebalance it whenever needed. However, the apps charge some money and it may become a burden for you if you are not depositing a good amount monthly. Investments like crypto trading require a keen analysis of the crypto market. Traders and investors must look for the latest news on crypto coins to find the right investment options and platforms. Following the latest trends is necessary for making profits.

• Dollar-Cost Average Into Mutual Funds or Low-Cost ETFs

Dollar-Cost Average is a popular strategy among investors who do not want to lose all their money on an unlucky day. This strategy follows a cookie jar savings method, which means the investor will be investing small amounts frequently to make sure that your purchase cost averages out with time. While some amount of your investment will be in the peak times, some will be in the dips. Thus, your cost will remain average. There are a lot of low minimum mutual funds and low-cost ETFs for investors who cannot afford to buy expensive stocks.

• Stablecoin investments on platforms with high-interest rates

The Stablecoins have a US dollar backing, and therefore, you can convert them to dollars whenever you want. The variations in supply, demand and liquidity may cause slight fluctuations at times. But, mostly they are highly stable. Platforms like Celsius, Blockfi, etc offer a 10% interest for keeping these stablecoins, while the investment amount is relatively lower. For crypto trading, you have to make sure that you use a reliable and secure trading platform. Numerous trading platforms are available in the market confusing the traders. Know about the kryptoszene trading platform which might suit your trading requirements.

• Peer-To-Peer Lending

Various Peer-To-Peer Lending platforms are available that allow you to lend your money to individuals directly. The method avoids the long processes for approving a loan through financial institutions. However, this lending process involves its risks too even though the chances are low.

• Real estate investments

Many real estate crowdfunding platforms and real estate investment trusts allow you to invest in the real estate market with a small amount of money. It is similar to investing in an ETF or stock. You can get your returns from the increasing value as well as from the rental income of the investments of REIT.

• Investing in the business of your own

If you are interested in entrepreneurship, it is good to invest some amount in your own business. It may help your business to grow to the next level. Even if the investment is very little, it will grow in value over time. Reinvest a portion of your revenue for the growth of your business.